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What is Workers' Comp?

Workers’ Compensation Insurance covers lost wages and medical costs for work-related injuries, illnesses and death. This policy is required in MA & NH for businesses that have 1 or more employees.

Required in MA & NH

All employers operating in MA & NH are required to carry Workers' Compensation Insurance

Work Injury Protection

Covers medical expenses and partial lost wages due to a work injury.

Lawsuit Protection

Protects your business from medical bills and covers the cost of employee lawsuits related to a work injury.

Workers’ Compensation Insurance Services Methuen MA

Workers’ Compensation Insurance also known as workers' comp, is insurance that covers medical expenses and lost wages for employees who are injured while on the job and also protecting business owners from significant financial losses after an accident. Workers compensation insurance is designed specifically for these two purposes.

Medical Care & Compensation

Workers' Compensation assures that injured workers get medical care and compensation for the income they lose while they are unable to return to work. 

Injuries employees sustain on the workplace or anywhere else while the employee is acting in the “course and scope” of employment are covered. The amount is a percentage of the worker’s weekly wage.

Lawsuit & Legal Protection 

Protects employers from lawsuits by workers injured while working.
Workers receive benefits regardless of who was at fault in the accident.

If a worker is killed while working, workers comp provides death benefits for the worker’s dependents.

Workers comp insurance is not part of your Business Owners Policy (BOP).

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Methuen Business Workers' Compensation Insurance

Workers’ compensation protects your employees. If one of your employees gets injured on the job while performing their duties or sick from some exposure at work, workers’ compensation gives them monetary benefits to help them cover the costs of medical treatment, replace lost wages and recover.


If your business ends up facing lawsuits from injured workers or their families, Workers’ Compensation Insurance can help pay for legal costs so the burden is not all on your shoulders.
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Why is Workers' Compensation insurance important?

- For one it's legally required in MA & NH for businesses with employees. There are penalties for non-compliance, ranging from monetary fines to felony criminal charges in extreme cases.

- Workers’ compensation insurance coverage protects the business owner and employees by helping pay for medical expenses. Otherwise, the business owner would be responsible for covering those costs out of pocket.

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Local Methuen Workers' Compensation Insurance Experts.

If you have any questions about Workers' Compensation Insurance in Methuen MA, we can help. Get in touch with your Methuen Business Insurance Experts!

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