Renters insurance typically consists of three different types of coverage: Personal Property, Liability and Additional Living Expenses. Your Renters Insurance policy protects your personal property in a rented apartment or condo from unexpected theft, a fire or other type of damage and will pay you for lost or damaged possessions covered within your policy.
Renters insurance is designed to cover unexpected events, including theft of your personal property and injuries that you are liable for to visitors.
Auto insurance is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle.
Renters' insurance, often called tenants' insurance, is an insurance policy that provides some of the benefits of homeowners' insurance, but does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure.
Renters insurance provides financial reimbursement to cover a tenant's lost or damaged possessions as a result of fire, theft or vandalism. It also covers your liability in the event that a visitor to your apartment is injured on the premises.
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