General Liability Insurance policies protects your business if you're found responsible for some of the most common accidents that occur at a business, like customer injuries or damages to someone else's property. It also provides coverage if you're forced to defend your business legally in court.
General liability Insurance covers expenses related to property damage, but only to property that does not belong to you.
To cover your own business owned property, you would need Business Owners Policy Insurance.
Protects your business from lawsuits by people who claim advertising harm or injuries or who are injured while at your place of business.
Benefits or wages for your workers is not covered, you would need Workers' Comp Insurance for that.
Most companies need this type of insurance, especially if you rent or own an office or commercial space. General Liability Insurance does not cover medical treatment costs for injured company workers or their lost wages. For that, you’d need Workers’ Compensation Insurance. To cover more abstract business risks, like professional mistakes, errors and omissions in the services your business provides, you would need Professional Liability Insurance.
Why is General Liability Insurance important?
- You’ll get help paying for expenses after an accident if you’re held responsible for injuring someone or damaging their property.
- Some commercial lease agreements may require general liability insurance.
- Gives you peace of mind. Having Methuen business liability insurance means you don't have to feel nervous about what could happen, you know you're covered.
Start by filling out the form then an insurance expert will contact you for next steps.