Get Expert Advice For Your Methuen Business Owners Policy Insurance Needs
A Business Owner's Policy (BOP) is an essential insurance policy for small to medium sized businesses that combines general liability insurance and property insurance.
The property portion provides coverage for commercial buildings and the movable property that is owned by and used for business purposes, which are typically referred to as business personal property.
It can also cover the costs associated with other things like debris removal, loss of income and cleanup as part of a covered loss.
The liability coverage available within a BOP are the same as a general liability policy. This includes protection against liabilities like customer injury and property damage and related claims.
Please note that a Business Owners Policy doesn’t cover your employees. You will need a separate workers’ compensation insurance policy for that.
This packaged combination of insurance coverage gives you both liability protection - for things like accidents and lawsuits - and commercial property insurance, which covers your building and business personal property.
If You're Looking To Protect Your Small Business Against The Most Common Claims With The Best Methuen Business Owners Policy Insurance
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Who Is Eligible for a Business Owner’s Policy?
Any business is eligible for a BOP, but some may have higher coverage needs than the typical BOP offers. BOPs are generally designed for smaller, less risky businesses that don't need very specific tailoring of insurance policies.
Start by filling out the form then an insurance expert will contact you for next steps.